Howard Cobham
Executive Vice President
Howard Cobham Bio
Howard Cobham
Executive Vice President
HOWARD COBHAM has been Executive Vice President, Canadian Dealer Services, since October 2010. With more than 20 years of experience in Canadian auto financing and indirect lending, the majority of his experience has been with retail leasing for large indirect lessors supporting multiple OEMs with subvented offerings. Prior to rejoining the company, Mr. Cobham led AmeriCredit nonprime lending in Canada from 2005 to 2008 and was Vice President of Sales and Marketing for FinanciaLinx Corporation from 1999 to 2005.
Robert Coulman
Vice President of Finance
Robert Coulman Bio
Robert Coulman
Vice President of Finance
ROBERT COULMAN has been Vice President of Finance, Canadian Dealer Services, since 2003. Prior to joining the company, he served as Vice President of Financial Reporting at CIT for 10 years, including a role as Corporate Controller of New Court Credit Group. Mr. Coulman has 25 years in various financial management roles in the automotive and equipment finance industry with experience in all financial functions, including planning and budgeting, securitization, reporting, cash management and tax. He is a Chartered Accountant.
Mark Fyfe
Vice President, Funding and Office Services
Mark Fyfe Bio
Mark Fyfe
Vice President, Funding and Office Services
MARK FYFE joined the GM Financial Funding department in 2016, first as the AVP of Lease Administration, and now as the Vice President of Funding and Office Services. He became Vice President of Operations Support in 2023. Mr. Fyfe has more than 25 years’ experience in the automotive lending industry, in roles ranging from credit, collections, sales and marketing.
Carolyn Terzievski
Vice President of Credit and Risk Management
Carolyn Terzievski Bio
Carolyn Terzievski
Vice President of Credit and Risk Management
CAROLYN TERZIEVSKI is the Vice President of Credit and Risk Management, Canadian Dealer Services. She has contributed significantly to all facets of the business serving in multiple roles ranging from Credit to Lease servicing and Loss Recovery and Mitigation. Ms. Terzievski has 20 years of experience in the auto lending industry. She also holds an Honours Bachelors of Arts degree from the University of Toronto.
Greg Murchison
Vice President of Sales & Marketing
Greg Murchison Bio
Greg Murchison
Vice President of Sales & Marketing
GREG MURCHISON joined the GM Financial team as Vice President of Sales and Marketing in February 2013. With almost 30 years of experience in the automotive finance industry, he has extensive history managing relationships with OEMs and managing Sales teams across Canada. Most recently, Mr. Murchison worked as Associate Vice President, Product, at TD Auto Finance. While there, he led and built their auto finance team for many years. Previous to TD, Mr. Murchison worked for GMAC, the former captive auto finance lender for General Motors.
John Paonessa
Vice President of Remarketing Solutions
John Paonessa Bio
John Paonessa
Vice President of Remarketing Solutions
JOHN PAONESSA has been Vice President of Remarketing Solutions, Dealer Services Canada, since 2015. Previously, he served as Director and Assistant Vice President of Remarketing for 11 years. Mr. Paonessa has more than 22 years of auto finance experience and has worked in several facets of automotive finance while lending his knowledge to a variety of industry committees.
Craig Stickney
Vice President of Program and Customer Management
Craig Stickney Bio
Craig Stickney
Vice President of Program and Customer Management
CRAIG STICKNEY has been Vice President of Programs and Customer Management, Canadian Dealer Services, since 2013. Prior to that he served as Assistant Vice President in the same role. Before joining GM Financial, Mr. Stickney was Director of Sales and Marketing at FinanciaLinx. He has 18 years of progressive management experience in the automotive industry, encompassing retail dealership management and leadership roles in credit, sales and marketing.
Vincent Woffenden
Vice President of Commercial Lending Services
Vincent Woffenden Bio
Vincent Woffenden
Vice President of Commercial Lending Services
VINCENT WOFFENDEN has been Vice President of Commercial Lending Services, Canadian Dealer Services, since 2012. Prior to joining GM Financial, Mr. Woffenden worked as a director and account manager at the Bank of Montreal. Previously to the Bank of Montreal, he spent more than 11 years at Chrysler Financial, where he held numerous positions, with his last being Dealer Credit Manager. His 15 years of experience in automotive finance encompasses both the retail and wholesale sides of the business.
Daniel E. Berce
President and Chief Executive Officer
Daniel E. Berce Bio
Daniel E. Berce
President and Chief Executive Officer
DANIEL E. BERCE has been President and Chief Executive Officer since August 2005. Previously, he served as President from 2003 to 2005 and Chief Financial Officer from 1990 to 2003. Prior to joining the company, Mr. Berce was an auditor with Coopers & Lybrand for 14 years and was a partner with the firm. He is a Certified Public Accountant.
Stephanie Casto
Executive Vice President, Chief Compliance and Privacy Officer
Stephanie Casto Bio
Stephanie Casto
Executive Vice President, Chief Compliance and Privacy Officer
STEPHANIE CASTO has been Executive Vice President and Chief Compliance and Privacy Officer since February 18, 2021. Previously, she served as Senior Vice President and Chief Compliance and Privacy Officer since 2019. She also served as Senior Vice President and Chief Privacy Officer from 2017 to 2019; Senior Vice President and Associate Counsel from 2015 to 2017; Vice President and Associate Counsel from 2009 to 2015; Assistant Vice President and Associate Counsel from 2001 to 2009; and Staff Attorney from 2000 to 2001. Before joining GM Financial, Stephanie was engaged in private legal practice.
Douglas Clyma
Executive Vice President, Chief Credit Risk Officer
Douglas Clyma Bio
Douglas Clyma
Executive Vice President, Chief Credit Risk Officer
Douglas Clyma has been Executive Vice President, Chief Credit Risk Officer since February 2022. He is responsible for managing global credit risk. Previously, Doug served in several roles including EVP, Chief consumer Risk Officer - Americas and SVP, Credit Risk Management. He joined the company in 1996 and has more than 25 years of experience in credit risk management and analysis.
Connie Coffey
Executive Vice President, Corporate Controller and Chief Accounting Officer
Connie Coffey Bio
Connie Coffey
Executive Vice President, Corporate Controller and Chief Accounting Officer
CONNIE COFFEY has been Executive Vice President, Corporate Controller and Chief Accounting Officer since June 2014. Previously, she was Executive Vice President and Corporate Controller from 2012 to 2014. She was Senior Vice President, Accounting and Reporting, from 2002 to 2012. She served as Vice President, Non-Public Financing and Reporting, in 2002; Vice President, Structured Finance and Reporting, from 2000 to 2002; and Assistant Vice President, Treasury, Operations and Reporting, in 1999. Prior to joining the company, Ms. Coffey was an audit manager for PricewaterhouseCoopers.
Richard A. Gokenbach
Executive Vice President and Treasurer
Richard A. Gokenbach Bio
Richard A. Gokenbach
Executive Vice President and Treasurer
RICHARD (RICK) GOKENBACH has been Executive Vice President and Treasurer since April 2018. He was previously responsible for debt capital markets, asset liability management, and financial planning and analysis functions. He joined GM Financial in 2013, and prior to his Treasury roles, was Senior Vice President of Pricing and Product Development, where he helped spearhead GM Financial's captive strategy initiative in the U.S. Before joining GM Financial, Mr. Gokenbach worked for more than 10 years at Ally Bank (previously GMAC), serving in multiple Treasury and Finance roles.
Doug Johnson
Executive Vice President and Chief Legal Officer
Doug Johnson Bio
Doug Johnson
Executive Vice President and Chief Legal Officer
DOUG JOHNSON has been Executive Vice President and Chief Legal Officer since July 2013. Previously, he was Senior Vice President and Associate Counsel from 2004 to 2013. He served as Vice President and Associate Counsel from 2001 to 2004 and was Assistant Vice President and Associate Counsel from 2000 to 2001. Before joining GM Financial, Mr. Johnson served as in-house counsel at Mercedes-Benz Credit and Chrysler Financial. Prior to that time, he was engaged in private legal practice primarily handling matters representing financial institutions.
Michael Kanarios
Executive Vice President and Chief Strategy Officer
Michael Kanarios Bio
Michael Kanarios
Executive Vice President and Chief Strategy Officer
MIKE KANARIOS has been Chief Strategy Officer since July 2017. Previously, he served as Executive Vice President and Chief Operating Officer, International Operations, from July 2015 until he transitioned to his current role in 2017. Prior to that, Mr. Kanarios was Chief Financial Officer, International Operations, from 2009 to 2015, and also served as Treasurer for International Operations from 2008 to 2009, and CFO, Latin American Automotive Finance, from 2006 to 2008. Before joining the company in 2006, he spent nine years with General Motors, holding a number of leadership positions in treasury, finance, and mergers and acquisitions. His last role at GM was Controller of GM North America.
Lesa Powell
Senior Vice President and Chief Auditor
Lesa Powell Bio
Lesa Powell
Senior Vice President and Chief Auditor
LESA POWELL has been Senior Vice President, Chief Auditor, since February 2018. Previously, she served as Senior Vice President, Audit Services, since October 2000 and held the position of Vice President, Internal Audit, from 1997 to 1999. Ms. Powell has nearly 25 years of experience in the financial services industry. Prior to joining GM Financial, she worked at NationsBank as an auditor and compliance officer, and at Central Bank and Trust as an auditor.
Susan Sheffield
Executive Vice President and Chief Financial Officer
Susan Sheffield Bio
Susan Sheffield
Executive Vice President and Chief Financial Officer
SUSAN SHEFFIELD has been Executive Vice President and Chief Financial Officer since April 2018. She previously served as Executive Vice President and Treasurer, a role she assumed in June 2014. Prior to that, she served as Executive Vice President, Corporate Finance, from 2008 to 2014. She served as Senior Vice President, Structured Finance, from 2004 to 2008 and Vice President, Structured Finance, from 2003 to 2004. Ms. Sheffield joined the company in 2001 as part of the Investor Relations department. Prior to joining the company, she worked in corporate and commercial banking for 13 years, primarily for JPMorgan and Wells Fargo Bank.
Randy Hanna
Executive Vice President and Global Chief Technology Officer
Randy Hanna Bio
Randy Hanna
Executive Vice President and Global Chief Technology Officer
RANDY HANNA is Executive Vice President and Global Chief Technology Officer. Effective February 2019, he is responsible for GM Financial’s technology shared services, enterprise architecture, and infrastructure solutions globally. Previously, Randy served as CIO for the company’s International Operations, a position to which he was named in 2011. Randy has more than 25 years of automotive and auto finance industry experience and, before joining the company in 2009, he was CIO for General Motors North American Service and Parts Operations and Global Development.
Erik Haven
Executive Vice President, Chief Human Resources Officer
Erik Haven Bio
Erik Haven
Executive Vice President, Chief Human Resources Officer
Erik Haven has been Executive Vice President, Chief Human Resources Officer since December of 2021. Previously, he served as Senior Vice President, HR Business Partners. He joined GM Financial in 2017 and is a seasoned HR professional. He has more than 20 years of Human Resources experience in the global manufacturing, life sciences, and financial services industries.
Kyle Birch
President of North America Operations
Kyle Birch Bio
Kyle Birch
President of North America Operations
KYLE BIRCH has been President of North America Operations since January 2020. Previously, he was Executive Vice President and Chief Operating Officer North America from 2013 to 2020 and Executive Vice President, Dealer Services, from 2003 to 2013. He served as Senior Vice President, Dealer Services, from 1999 to 2003. Mr. Birch joined the company in 1997 as part of the Strategic Alliances group, where he established our National Credit Center and helped build our company's dealer group and bank alliance relationships. Prior to joining the company, he worked for the FDIC for 12 years. Mr. Birch has more than 30 years of experience in the financial services industry.
Scott Dishman
Executive Vice President, Servicing
Scott Dishman Bio
Scott Dishman
Executive Vice President, Servicing
SCOTT DISHMAN has been Executive Vice President, Servicing, since April 2012. Previously, he was Senior Vice President, Corporate Collections and Loss Mitigation, from 2005 to 2012. He served as Vice President, Center Operations, from 2003 to 2005; Vice President, Consumer Services and Collections from 1999 to 2003; and Assistant Vice President Collections Consumer Segment, from 1998 to 1999. Prior to joining the company, Mr. Dishman held various positions in credit and collections at Ford Credit from 1993 to 1998.
Jonas Hollandsworth
Executive Vice President and Chief Operating Officer – North America
Jonas Hollandsworth Bio
Jonas Hollandsworth
Executive Vice President and Chief Operating Officer – North America
JONAS HOLLANDSWORTH has been Executive Vice President and Chief Operating Officer – North America since January 2020. Previously, he was Executive Vice President, U.S. Sales and Credit Operations, from 2011 to 2020, and Senior Vice President, U.S. Regional Sales and Credit Operations, from 2008 to 2011. Prior to that, he held the positions of Vice President, Branch Originations, from 2005 to 2008, and Vice President and Assistant Vice President in Financial Planning and Analysis from 2001 to 2005. He joined the company in 1999 as a Budget Analyst. Prior to joining the company, Mr. Hollandsworth was a financial analyst for Citigroup (formerly The Associates) and Northrop Grumman.
Jimmy Vance
Executive Vice President and Chief Pricing and Analytics Officer
Jimmy Vance Bio
Jimmy Vance
Executive Vice President and Chief Pricing and Analytics Officer
JIMMY VANCE became Chief Pricing and Analytics Officer in January 2020. He is responsible for data sciences globally, as well as North America pricing analytics, residual management and product development. He also supports global special projects. Previously, Jimmy was Executive Vice President and Chief Risk and Pricing Officer, North America Operations, from 2018 through 2019. Before that, he was Executive Vice President, Pricing Analytics and Product Development, from 2011 to 2017 and Senior Vice President, Pricing and Product Development, from 2010 to 2011; Senior Vice President and Operations Controller from 2006 to 2010; Vice President, Financial Planning and Analysis, from 2001 to 2006; and, held other financial planning and analysis positions in Dealer Services since joining the company in 1998.
Will Stacy
Executive Vice President, Chief Marketing and Digital Officer
Will Stacy Bio
Will Stacy
Executive Vice President, Chief Marketing and Digital Officer
WILL STACY has been Executive Vice President, Chief Marketing and Digital Officer since January 2020. Previously, he was Senior Vice President and Chief Marketing Officer – North America. Prior to joining GM Financial in 2014, Will was Senior Vice President of Marketing at Santander Consumer USA/Chrysler Capital/RoadLoans.com. Before joining Santander, Will led the interactive marketing efforts for the Dallas Mavericks. He earned a bachelor’s degree in radio, television, and film from the University of North Texas and is a frequent keynote speaker on interactive marketing.
Rafael E. Amoros
President of International Operations
Rafael E. Amoros Bio
Rafael E. Amoros
President of International Operations
Rafael Amoros is the President of International Operations. In this role, he oversees the company’s operations in Latin America and Asia Pacific. Previously, he was Executive Vice President and Chief Operating Officer of GM Financial International Operations from 2018 to 2023, EVP and Chief Financial Officer of International Operations from 2015 and served as Senior Vice President and Treasurer of International Operations before that.
Prior to joining GM Financial in 2013, Rafael spent nearly nine years at Ally and Bank of America in various Corporate Treasury roles. He started his career in the financial services sector in Argentina.
Rafael earned a bachelor’s degree in business administration from Pontificia Universidad Católica Argentina and a master’s degree in business administration from Florida International University. He also attended executive leadership programs from Kellogg School of Management and Stanford University Graduate School of Business.
Rodrigo Lopes
Executive Vice President, Mexico and Peru
Rodrigo Lopes Bio
Rodrigo Lopes
Executive Vice President, Mexico and Peru
RODRIGO LOPES is Executive Vice President, Mexico and Peru. He has served in this position since June 2018. Previously, he was executive vice president, China, and chief operating officer for GMF´s joint venture in China, SAIC-GMAC. Before that, he was executive vice president, Mexico, Colombia and Chile. He has served in a variety of operations and leadership positions covering Brazil, Mexico, Colombia and Chile. Lopes joined the company as an F&I consultant in 1997.
Enrique Mendoza
Executive Vice President, China, Chief Operating Officer, SAIC-GMAC
Enrique Mendoza Bio
Enrique Mendoza
Executive Vice President, China, Chief Operating Officer, SAIC-GMAC
ENRIQUE MENDOZA has been Executive Vice President, New Markets and Strategic Initiatives (NMSI), International Operations since April 2013. Previously, he was Executive Director, Business Process Excellence in Consumer Services from 2011 to 2013. From 2009 to 2011, he served as European Servicing leader. Prior to that, he held different management positions, including Managing Director, Venezuela and Greece, and Operations Manager in Puerto Rico and Italy. Mendoza began his career with the company in 1998.
Bob Neaton
Executive Vice President and General Counsel
Bob Neaton Bio
Bob Neaton
Executive Vice President and General Counsel
BOB NEATON has been Executive Vice President and General Counsel since August 2015. Previously, he was General Counsel, Auto Finance, at Ally Financial from 2011 to 2015. Prior to this, he was Chief Counsel for worldwide litigation at Ally Financial from 2008 to 2010. Mr. Neaton has more than 20 years of in-house counsel experience specializing in auto finance, litigation and regulatory matters in the U.S. and international markets.
Gabriela Rosende
Executive Vice President, Customer Experience
Gabriela Rosende Bio
Gabriela Rosende
Executive Vice President, Customer Experience
GABRIELA ROSENDE has been Executive Vice President, Customer Experience since August 2016. She is responsible for designing, deploying and measuring our customer experience strategy. Previously, she served as Executive Vice President, Process Excellence, Compliance, Operational Risk, Communications and Business Continuity Management from 2014 to 2016. Prior to that, she was Executive Director for operations in Mexico from 2010 to 2014; Managing Director, Colombia, from 2007 to 2010; and Managing Director, Venezuela, from 2003 to 2007. Rosende joined the company in 1994.